Read through this article and write a brief response covering these questions:
- What is a commercial bank and what does it offer to people?
- How does a commercial bank differ from an investment bank?
- How do commercial banks act as moneylenders?
http://www.economywatch.com/banks/commercial-banks/
A commercial bank is any banking organization that deals with deposits and loans of banking organizations. They offer many services such as providing deposits, loans and trading facilities, processing payments, issue bank checks and drafts, and have electronic fund transfers. A investment bank is one that deals with the financial market. Commerical banks are able to act as moneylenders by installment loans and overdrafts. They offer many loans.
ReplyDeleteOn the website it says it is 'any banking organization or division that deals with the deposits and loans of business organizations'. They offer corporate financial services to fit your specific needs. Commercial banks act as moneylenders, whereas investment banks do not. 'By way of installment loans and overdrafts.'
ReplyDeletecommercial banks process payments through a variety of means including telegraphic transfer, internet banking and electronic funds transfers. Commercial banks issue bank checks and drafts, as well as accept money on term deposits. Commercial banks are also differentiated from retail banks that cater to individual clients only.
ReplyDeleteA commercial bank offers wide ranges of financial services that address the needs of private enterprises. They have deposit, loan, and trading facilities. They deal with deposits and loans of business organizations too. Investment banks are engaged in financial markets. They do installment loans and overdrafts. They do secured loans, unsecured loans, and mortgage loans.
ReplyDeleteA commercial bank is a banking org that deals with deposits and loans of banking orgs. They offer a ton of servise like depostis, checks, drafts and electric fund transfers. A investment bank is one that deals with just that investments and the financial market. Comercial banks are ablt to act as lender by installment loans.
ReplyDeleteIt's a bank that processes payments though internet banking and electronic transfers. They offer services like deposits, loans, checks, and drafts. They act as moneylenders because they offer loands and overdrafts.
ReplyDeleteCommercial banks are any banking organizations or divisions that deal with the deposits and loans of business organizations. They are different from invesment banks because investment banks are primarily involved with financial markets. Commercial banks act as moneylenders by giving loans and overdrafts. THey can give secured loans, unsecured loans, and mortgage loans.
ReplyDelete1. A commerical bank is any banking organization or division that deals with the deposits and loans of business organizations. It offers a range of corporate financial services that addresses the specific needs of a private enterprise.
ReplyDelete2. A commercial bank differs from an investment bank in that commerical banks give out loans, they store your money. They also do more with businesses than investment banks do.
3. They act as moneylenders by way of installment loans and overdrafts. You have to pay a certain amount by a certain time, and if you don't pay the money then you have to pay extra money.
A commercial bank is banking organization that deals with the deposits and loans of business organizations. It offers banking, loans, and are for more businesses than individuals.
ReplyDeleteCommercial bank deals more with helping businesses out and giving them money, while investment banks are nearly almost all investing your money in different things.
They act as moneylenders by loaning out the businesses that they deal with the money they need to oporate or for their own needs.
A commerical bank is any banking organization that deal with the deposits and loans of business organizations. They can offer like deposits, loans, processing payments, issue check and drafts. Commerical banks can act as lending money where like investment banks however do not do that.
ReplyDelete-A commercial bank is an organization that deals with the deposits and loans of business organizations. They provide deposit, loan, and trading facilities: issue checks and drafts, and accept money on term deposits.
ReplyDelete-Investment banks are engaged in financial markets, while commercial banks cater to individual clients only.
-Commercial banks act as moneylenders by way of installment loans and overdrafts. They will loan you money (secured, unsecured, or mortgage).
- What is a commercial bank and what does it offer to people? a commercial bank is any banking organization that deals with deposits and loans of a business or organization. they offer financial services that address specific needs of private enterprises.
ReplyDelete- How does a commercial bank differ from an investment bank? commercial banks offer loans and savings, and are more interacting with businesses than an investment bank.
- How do commercial banks act as moneylenders?
They give you loans to pay off within a certain amount of time, and if you don't pay the money you have to pay more later with late fees and interest.
A commercial bank is any banking organization or division that deals with the deposits and loans of business organizations. Investment banks are primarily engaged in the financial markets. Commercial banks are also different from retail banks that cater to individual clients only. In non English-speaking countries, commercial banks are often called trading banks. Commercial banks act as moneylenders by way of installment loans and overdrafts.
ReplyDeleteA commercial bank is a bank that deals with loans and deposits. Commerical banks wont service investment activities or financial markets, this is the job of an investment bank. Commercial banks act as moneylenders by distributing loans and collecting interest from these loans.
ReplyDeleteA Commercial bank, is a bank that's main function is securing loans and deposits. What it offers to the people, is the ability to give out loans to a place were consumers can deposit money. This is different from an Investment bank. Investment Banks, deal more so with the stock market and markets in general. Commercial banks are able to operate by giving out installment loans and overdrafts.
ReplyDeleteA commercial bank is a bank that gives out loans and deposits. IT offers people the chance to take aout a loan. THe difference is that a commercial bank deals directly with the people, and they give out loans. Investment banks deal with the stock market. Commerical banks deal as money leanders by bay of loans.
ReplyDelete